Category Archives: General
What is inflation?
Inflation means the increase in the supply of fiat currency caused by the central bank printing (counterfeiting) currency to buy bonds, thus reducing the yield (effective interest rate) and increasing the bond price. Reducing interest rates reduces the Capitalization Rates … Continue reading
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CAP Rate is determined by the cost and structure of financing
I wrote a short article about this over at LinkedIn. Click here.
Posted in General, Real Estate Investing, Time Value of Money
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Fractional Reserve System versus Central Banking System
There is a world of difference between the “fractional reserve system” (FRS) and the “central banking system” (CBS). FRS merely spreads out the money deposits in the form of loans, and the total sum of deposits plus debt never changes. … Continue reading
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Tagged bank, banking, bonds, cash, central, coins, competition, counterfeit, credit, currency, debt, default, deposit, distilled, economy, fiat, fractional, gold, lend, liquidity, loans, money, price, redeem, redemption, reserve, silver, stocks, system, withdraw, work
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Preparing for another economic crisis
Housing prices will collapse with a nominal increase in interest rates. Get your financial calculator: N=360 (30 years), Rate=4% per year, PV=100,000, PMT=477.52, FV=0. Those are the numbers for a $100,000 mortgage debt at 4% per year, fully amortizing over … Continue reading
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Tagged cash flow, credit, crisis, debt, depression, expense, income, leverage, recession
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Thank You for your well-wishes!
In early January 2013, I became very ill with Labyrinth-itus, which is a viral infection of the inner ear that affects balance. I was very disoriented and nauseous. A family member is a doctor in another state and she said … Continue reading
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Are You Ethical?
Most folks like to think that they are acting ethically and with integrity. The real test of whether you are ethically conducting your affairs is by looking from the other person’s point of view, as if what you are doing … Continue reading
Posted in General, Real Estate Investing, Time Value of Money, Wealth Creation
Tagged advocate, agreement, business, community, contract, duty, ethics, integrity, legal, negotiate, negotiating, perform, personal, prosperity, quality, responsibility
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Elite Wholesale Properties Launched
Welcome to our website for wholesale properties!
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