Tag Archives: leverage

Should I Pay Off This Mortgage Loan?

I just heard a personal finance expert recommend paying off a mortgage that has 14 years remaining. Here are the parameters of the 30-year fixed rate loan: Debt Present Value:   229,880Remaining Term:           168  (16 years paid, 14 years left)Annual Interest Rate:     6.6% … Continue reading

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Product Update: Calculating Capitalization Rate

I just added a new video tutorial “Calculating Capitalization Rate” to my information product “Introduction to Income Valuation and Syndication“. You can see the YouTube.com version here.

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Product Update: Sample Analysis1 video tutorial

I added a new “Sample Analysis1” video tutorial to the Property Analysis Worksheet Short Form product. You can watch the YouTube version here. I get so many emails from amateur wholesalers who don’t know what they’re doing. They are not … Continue reading

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Decrease Expense or Increase Income?

I just posted an article “Decreasing Spending versus Increasing Income“, which talks about why increasing your passive income is better than decreasing your spending. Many so-called “personal finance experts” are too focused on decreasing expenses. In general, decreasing “bad spending” … Continue reading

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The Cost of Delaying Benefits

Why is common sense so rare? I just heard yet another “economics expert” on cable television (a business finance talk show) talking about delaying Social Security benefits to increase the beneficiary’s income. Here are the basic terms: At retirement age … Continue reading

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Property Analysis Worksheet Short Form new video tutorial!

I just updated the Property Analysis Worksheet Short Form product with a short video tutorial about the RepairEstimates worksheet and the QuickTurnSummary worksheet. Operate like a professional wholesaler by using my spreadsheet to calculate and justify your ridiculously low cash … Continue reading

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Product Update with new Quick Turn Summary worksheet!

I just uploaded a product update for the Property Analysis Worksheet Short Form. It now has a new worksheet that summarizes the project for your private financier! You can save the worksheet as a PDF file or directly print out … Continue reading

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Product Update with new tutorial videos!

There is a product update for the Property Analysis Worksheet Short Form that includes another 40 minutes of mp4 tutorial videos that show detailed analysis for Hard Money financing and Self-Directed Individual Retirement Account (IRA) financing. Check out the product … Continue reading

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Maximum Allowable Offer for Self Directed IRA

New free video uploaded to YouTube.com at this link. It shows my spreadsheet and templates calculating and presenting the numbers for fix-and-flip and fix-and-rent using self-directed IRA (Individual Retirement Account) financing.

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Maximum Allowable Offer for Hard Money Financing

New free video uploaded to YouTube.com at this link. It shows my spreadsheet and templates calculating and presenting the numbers for fix-and-flip and fix-and-rent using hard money financing.

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